Those impacted by an auto collision often have difficulty dealing with insurance companies in the aftermath. Recovering compensation is even more complicated if either party does not have insurance.
If you or a loved one were involved in an uninsured/underinsured car accident in Pooler, please contact our legal team to discuss your case. An experienced auto wreck attorney can help you recover compensation for your losses and suffering.
Georgia has mandatory insurance requirements for all drivers within the state. To operate a vehicle, the driver must have a certain amount of minimum liability coverage.
Liability coverage compensates the party not at fault if they suffer injuries or damage from a crash. This differs from comprehensive coverage, which reimburses the policy holder regardless of their own fault.
Specifically, Georgia drivers must maintain the following minimum liability coverage:
Pooler drivers who cause car accidents while uninsured or underinsured are subject to tickets, license suspension, vehicle registration suspension, impounding, and a criminal record.
According to Ga. Code § 40-6-10, driving without insurance is a misdemeanor that can result in fines of up to $200 and up to $1,000 and up to 12 months imprisonment.
One of the most critical steps a driver should take after a crash is obtaining insurance information from other drivers involved. If injured, you should first seek medical assistance.
When another driver lacks insurance or adequate insurance, an injured party may have more difficulty recovering compensation. Since driving without insurance is a criminal offense, you should promptly contact law enforcement.
Additionally, Ga. Code § 40-6-273 requires drivers involved in accidents to contact law enforcement for crashes that lead to injury, death, or property damage exceeding $500.
Hit-and-run car accidents in Pooler also have a higher chance of involving underinsured or uninsured drivers. If the responsible party flees the scene of the incident, other parties involved should try to obtain identifying information, such as license plates.
A knowledgeable Chattahoochee Injury Law attorney in Pooler can help those injured in a car accident understand their legal options when dealing with an uninsured or underinsured driver.
You may be able to recover compensation if you maintain your own uninsured or underinsured motorist coverage. The state also requires that insurers offer uninsured motorist coverage with a minimum limit of:
However, drivers are not required by law to obtain uninsured motorist coverage. When this is the case, you can directly pursue a personal injury lawsuit against the responsible driver.
Ga. Code § 51-1-13 requires that those who suffer bodily injuries due to negligence have a legal cause of action against the at-fault party. To prove negligence, you must show that the responsible party violated a reasonable duty of care. For example, evidence of speeding, reckless driving, driving while intoxicated, or driving while distracted by using their cell phone can help establish negligence. A seasoned attorney with Chattahoochee Injury Law in Pooler can help collect evidence to prove fault.
The uncertainty of a collision with an uninsured or underinsured driver can lead to emotional distress. Injured parties can face difficulties paying significant medical costs or out-of-pocket repair bills.
Please speak with one of our dedicated personal injury attorneys about your legal options after an uninsured/underinsured car accident in Pooler. Our legal team can help you navigate this difficult time and recover the compensation you deserve.
